Apply for a quick loan today and take the first step toward making them real. Fast disbursal, zero collateral, 100% digital.
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Short-term loans have a quick repayment period. Funds are disbursed speedily and you repay on a weekly/monthly basis – ideal for extreme emergencies.
A personal loan helps you in any situation where you are burdened with out-of-pocket expenses – fixed rates, fixed monthly payments, no collateral.
Check the eligibility criteria before applying for a loan with FriendlySalary.
Indian Resident
Must be a citizen of India
Salaried Employee
Must be employed with monthly income
Savings Bank Account
Active savings account required
Age 25+ Years
Above 25 years of age mandatory
Fair CIBIL Score
Good credit score preferred
Gather these documents in advance to ensure a smooth and fast loan approval process.
Completed Application
Filled with current photograph and all correct details
PAN Card
Mandatory identity document for loan processing
Residence Proof
Driving Licence, Voter ID, Passport, or Utility Bills
Bank Statements
Last 3 months' statements of the salary account
Salary Slips
Last 3 months salary slips from your employer
We believe in full transparency. No hidden charges – ever.
2.9166%
Monthly Interest Rate
35% Fixed
Annual Percentage Rate (APR)
1 – 3 Years
Tenure / Repayment Period
₹10K – ₹5L
Loan Amount Range
2%
Processing Fee
18%
GST on Processing Fee
Representative Example
| Loan Amount | Interest Rate | Tenure | Processing Fee | GST | Net Disbursal | EMI | Total Payable | Total Interest |
|---|---|---|---|---|---|---|---|---|
| ₹50,000 | 35% | 12 Months | ₹1,000 | ₹180 | ₹48,820 | ₹4,998 | ₹59,978 | ₹9,978 |
A safe, secure digital platform to disburse quick money for emergencies. Approved based on creditworthiness – no collateral required.
Secure and fast loan disbursement with no long paperwork. A digital upload of documents and your loan is approved and transferred in 15 minutes.
Home/vehicle repairs, medical bills, housing, utilities, weddings, or other emergencies – easy application with no upfront fees or charges.
We value transparency. Please read the following before applying for a loan.
Rates are somewhat higher compared to long-term loans like automobile loans from banks.
We only serve Indian citizens. Non-residents are not eligible for loan services.
This service is exclusively for employed individuals with a monthly income surpassing ₹30,000.
FriendlySalary is an RBI-registered Suryashakti vyapaar private limited committed to responsible digital lending. Scroll up and apply in seconds.
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